The Card for Building Your Credit Today to Be Approved for Home and Auto Loans Tomorrow.
© 2021 OpenSky® is issued by Capital Bank N.A. About Capital Bank N.A.
The OpenSky® Secured Visa® Credit Card is for people planning their financial future and it's never been easier to establish credit.
3 Simple Steps to Building Your Credit…
Apply for the Card
Submit a Security Deposit
Build Your Credit Score
More Than 650,000 People Have Used OpenSky to Help Build Their Credit
My score has moved up 46 points in just 6 months!
Laverne J.
OpenSky® User
Very helpful in rebuilding my credit after a messy bankruptcy
Yogi D.
OpenSky® User
My credit score went up from 547 to 651 in just 9 months! I have had nothing but good experiences with this card
Kd N.
OpenSky® User
OpenSky® by Capital Bank
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Cardholder Agreement
You may be able to get by without credit, but why would you want to? Good credit can help you make it easier to get approval on a loan or rental application, save money on interest, lower your monthly payments and receive the most favorable terms.
The OpenSky® Secured Visa® Credit Card can help you build the credit history you need in order to have leverage when dealing with rental car companies, landlords, car dealerships, and even mortgage lenders.
You may not use your credit score all the time, but when you do you’ll be glad the OpenSky card helped you get on the path to better credit now instead of later.
1. Your security deposit is returned to you once your credit card account is closed and the balance is paid in full. We may use your security deposit to expedite the pay down of your outstanding balance. Please refer to your Cardholder Agreement for additional details related to your security deposit.
Why Does Your Credit Rating Matter?
See what our members are saying and join the OpenSky Facebook community of over 40,000 who are achieving their financial goals together!
The Card for Building Your Credit Today to Be Approved for Home and Auto Loans Tomorrow.
The OpenSky® Secured Visa® Credit Card is for people planning their financial future and it's never been easier to establish credit.
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